Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #6640978

Complaint Overview

Complaint ID: 6640978

Company: Convergent Resources, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: Georgia

ZIP Code: 30083

Date Received: 2023-03-02T12:00:00-05:00

Date Sent to Company: 2023-03-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have reached out to Convergent Outsourcing by mail on XX/XX/23 in regards to this debt that was added to my credit report recently. After investigation this debt is for an apartment that I never resided in. I had no idea of this debt and asked for validation and no information or response was provided as of today which is XX/XX/23. This discrepancy should be removed asap as it is not accurate. This is hurting my credit score and should not be reported. Please delete this account.

Frequently Asked Questions

What is Complaint #6640978 about?

Complaint #6640978 was filed against Convergent Resources, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-03-02T12:00:00-05:00.

How did Convergent Resources, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Convergent Resources, INC.?

Yes, visit the Convergent Resources, INC. company profile at readthecomplaint.com/company/convergent-resources-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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