Debt collection -- Took or threatened to take negative or legal action -- Complaint #6635751
Complaint Overview
Complaint ID: 6635751
Company: Jtm Capital Management, LLC
Product: Debt collection
Sub-Product: Payday loan debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened to sue you for very old debt
State: California
ZIP Code: 92227
Date Received: 2023-03-01T12:00:00-05:00
Date Sent to Company: 2023-03-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: No
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/XXXX, I was served with a lawsuit from XXXX XXXX XXXX, for the amount of {$5900.00}, at my residence in California. XXXX purchased this defaulted loan on XX/XX/XXXX from XXXX XXXX. I believe this loan has been settled a few times by other companies that XXXX sold the account to third party. Coincidentally none of these companies sent me receipts for my records like they promised and I dont have the dates I paid them. I have never spoken to XXXX directly or received any paperwork or correspondence. There are no negative entries on any of my credit reports pertaining to this matter. I have carefully read the lawsuit that was filed by the Consumer Financial Protection Bureau vs XXXX and affiliates dated XX/XX/XXXX, case number XXXX which is currently pending. XXXX purchased my loan on XX/XX/XXXX from XXXX XXXX. Unfortunately it appears this company is using many of the same tactics to collect debts in past and seems like its back to Business as Usual I am requesting this unfounded corrupt and false lawsuit be dismissed and no longer pursue litigation against me.
Frequently Asked Questions
What is Complaint #6635751 about?
Complaint #6635751 was filed against Jtm Capital Management, LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2023-03-01T12:00:00-05:00.
How did Jtm Capital Management, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was not timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Jtm Capital Management, LLC?
Yes, visit the Jtm Capital Management, LLC company profile at readthecomplaint.com/company/jtm-capital-management-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.