Debt collection -- Attempts to collect debt not owed -- Complaint #6626634
Complaint Overview
Complaint ID: 6626634
Company: Credit Systems International, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: New Jersey
ZIP Code: 070XX
Date Received: 2023-02-27T12:00:00-05:00
Date Sent to Company: 2023-03-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I checked my credit report and noticed I was in collection for an energy account based in Texas. I have never lived or opened a energy account in Texas. I believe I am the victim of identity theft.
Frequently Asked Questions
What is Complaint #6626634 about?
Complaint #6626634 was filed against Credit Systems International, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-02-27T12:00:00-05:00.
How did Credit Systems International, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Credit Systems International, INC.?
Yes, visit the Credit Systems International, INC. company profile at readthecomplaint.com/company/credit-systems-international-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.