Debt collection -- Attempts to collect debt not owed -- Complaint #6624517

Complaint Overview

Complaint ID: 6624517

Company: Transfinancial Companies, INC

Product: Debt collection

Sub-Product: Medical debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Louisiana

ZIP Code: 708XX

Date Received: 2023-02-27T12:00:00-05:00

Date Sent to Company: 2023-02-27T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I originally corresponded with Transfinancial Companies on XXXX2022 requesting proof of contract, all original documentation with my signature, also providing a contractual obligation directly between myself & Transfinancial Companies and I have not received it. Transfinancial Companies is reporting that I owe a " Medical Debt '' to them for the amount of {$1100.00}. I have NO contractual obligation to Transfinancial Companies, never the less a medical debt obligation. This a clear breach of my Hippa rights. Transfinancial Companies should NOT be in receipt of my medical information, nevertheless reporting to my XXXX, XXXX XXXX XXXX reports such a fraudulent medical account.

Frequently Asked Questions

What is Complaint #6624517 about?

Complaint #6624517 was filed against Transfinancial Companies, INC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-02-27T12:00:00-05:00.

How did Transfinancial Companies, INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Transfinancial Companies, INC?

Yes, visit the Transfinancial Companies, INC company profile at readthecomplaint.com/company/transfinancial-companies-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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