Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #6620281
Complaint Overview
Complaint ID: 6620281
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Utah
ZIP Code: 84770
Date Received: 2023-02-26T12:00:00-05:00
Date Sent to Company: 2023-02-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Equifax refuses to correct the original errors made on my credit with the payoff date of an auto loan ( see attached ). I ran my credit on XX/XX/2023 and they made it worse not better. Then they decided to update the last reported date to the date they responded to my dispute in an effort to continue to have the information be incorrect. They've been doing this for anything I dispute that's inaccurate that they create problems on no matter what proof accompanies it. The other 2 bureaus have it reported accurately. Equifax is so incredibly stupid and confused that they can't seem to figure out what is right and what's wrong with the info they have on file. They never bothered to go back to the creditor to figure out what they've done wrong, they just say XXXX you debtor you don't pay us the creditor does and leave it on inaccurate. Therefore this is their last chance to fix it. I'm including the creditor too so they can see what has amassed here and why I'm complaining. Going forward this is exactly what I intend to do with all of these stupid credit bureaus who continue to make errors and CFPB DOES NOTHING TO STOP IT!!!!
Frequently Asked Questions
What is Complaint #6620281 about?
Complaint #6620281 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2023-02-26T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.