Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #6619813
Complaint Overview
Complaint ID: 6619813
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: New York
ZIP Code: 11706
Date Received: 2023-02-26T12:00:00-05:00
Date Sent to Company: 2023-02-26T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I sent out a letter dated XX/XX/XXXX to have inaccurate items removed from my credit report. Those items were XXXX XXXX XXXX and XXXX self reported. Those are items I do not recognize. They could possibly be a result of Identity theft. Experian has not provided the method of assessment to indicate that those items belong on my credit report and therefore they must be removed. I also sent a letter dated XX/XX/XXXX, Document # : XXXX stating that the unauthorized account XXXX XXXXXXXX XXXX. That was also not removed as per my request. I did not authorize a credit card to be opened by first premier bank, nor did I give Experian permission to report such account. It's a violation of my privacy and causes damage financially.
Frequently Asked Questions
What is Complaint #6619813 about?
Complaint #6619813 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-02-26T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.