Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #6619518
Complaint Overview
Complaint ID: 6619518
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: California
ZIP Code: XXXXX
Date Received: 2023-02-26T12:00:00-05:00
Date Sent to Company: 2023-02-27T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This is a notification to CFPB that I was NOT included in the Experian Fraud Shield Settlement despite the fact that the CRAs labeling of my address as High Risk or Fraudulent has caused me grief and numerous missed opportunities. The article I read about two months ago was the first time I learned that these practices were actually illegal. For me, simply opening up a no-maintenance-fee bank account was impossible. Therefore as a XXXX XXXX with a risky address, I pay {$12.00} per month for that privilege. Opening up a Business Account several years ago at a bank where I already have several immaculate accounts and an XXXX credit rating, proved to be a matter of criminal intent. The bank was offering a {$500.00} bonus to open the account, with no direct deposits required by the way. I lost, easily, over dozen opportunities because of these CRAs. Even an attempt to open a SAVINGS ACCOUNT at my Credit Card Company Failed! I had communicated about this with CFPB. Someone with an XXXX credit rating and 45 years of credit reports probably should NOT be denied a simple bank account. It is frustrating and embarrassing. Finally before the Pandemic, I just permanently froze all of my reports and stopped applying for opportunities. Why have numerous denials and failures on my record? I emailed to the Experian Fraud Shield Settlement Administrators at Hill-Green v. Experian Information Solutions , Inc. , and they stated I was NOT included in the lawsuit. Compare the above to the scamsters able to practice $ XXXX PPP fraud, often as non-citizens and even prison inmate some from their home bases abroad. What exactly is the intent behind these practices?
Frequently Asked Questions
What is Complaint #6619518 about?
Complaint #6619518 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-02-26T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.