Payday loan, title loan, or personal loan -- Charged fees or interest you didn't expect -- Complaint #6617461
Complaint Overview
Complaint ID: 6617461
Company: Risecredit, LLC
Product: Payday loan, title loan, or personal loan
Sub-Product: Payday loan
Issue: Charged fees or interest you didn't expect
State: Georgia
ZIP Code: 303XX
Date Received: 2023-02-25T12:00:00-05:00
Date Sent to Company: 2023-02-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I took out a loan with Rise credit in XXXX of 2021. Ive been just allowing an auto draft and decided to check the amount owed and why this loan is not paid off. I checked my account and realized Ive made 28 payments in the amount of XXXX and 4 payments in the amount of {$87.00}. This totals {$5200.00}. My loan amount was for XXXX. Not only are they overcharging, but the balance on the loan amount still shows XXXX! I refuse to believe this is a mistake after reading other complaints from consumers who utilized this service on XXXX This is intentional and disgusting. Im willing to take this so far. I expect my money back in my account, my account standing to be paid in full on GREAT terms, and this to be resolved immediately. This is really sad because it is indeed intentional. You all should really do something about this company! These arent lies from consumers and I have all the proof drafting out of my account as well as screenshots and videos of my balance. I have everything! My lawyer will take this to the extreme, honestly.
Frequently Asked Questions
What is Complaint #6617461 about?
Complaint #6617461 was filed against Risecredit, LLC regarding Payday loan, title loan, or personal loan specifically about Charged fees or interest you didn't expect. It was received by the CFPB on 2023-02-25T12:00:00-05:00.
How did Risecredit, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.
Can I see other complaints against Risecredit, LLC?
Yes, visit the Risecredit, LLC company profile at readthecomplaint.com/company/risecredit-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.