Credit card or prepaid card -- Problem with a purchase shown on your statement -- Complaint #6617394

Complaint Overview

Complaint ID: 6617394

Company: Capital One Financial Corporation

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Problem with a purchase shown on your statement

Sub-Issue: Credit card company isn't resolving a dispute about a purchase on your statement

State: Florida

ZIP Code: 32244

Date Received: 2023-02-25T12:00:00-05:00

Date Sent to Company: 2023-02-25T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I was sold a counterfeit watch via website XXXX. Private seller sold watch thru this website. I have provided proof ( in form of photos, as well as verification from watch manufacturer of this product being counterfeit ) of the fraudulent item to the CC company & XXXX. Now the CC company says documented verification from manufacturer, as well as a submitted report to law enforcement, will NOT remedy this situation. I am victim of crime ( across State lines- watch shipped from PA to FL ), and I have been asked to provide proof, which has been submitted, to no avail. Please help. Thank you. XXXX XXXX XXXX

Frequently Asked Questions

What is Complaint #6617394 about?

Complaint #6617394 was filed against Capital One Financial Corporation regarding Credit card or prepaid card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2023-02-25T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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