Debt collection -- Took or threatened to take negative or legal action -- Complaint #6617274
Complaint Overview
Complaint ID: 6617274
Company: Cooling & Winter LLC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Sued you without properly notifying you of lawsuit
State: South Carolina
ZIP Code: 29229
Date Received: 2023-02-25T12:00:00-05:00
Date Sent to Company: 2023-03-21T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Hello I have a question so this attorney name cooling & winter is suing me for credit card debt for XXXX XXXX XXXX when I ask them can I handle this out of court I never received an response I have court in XX/XX/XXXX and I have no money Im stuck in New Jersey at the moment an Im not sure of what to do and they never notified me they was sending me letters no calls no nothing
Frequently Asked Questions
What is Complaint #6617274 about?
Complaint #6617274 was filed against Cooling & Winter LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2023-02-25T12:00:00-05:00.
How did Cooling & Winter LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Cooling & Winter LLC?
Yes, visit the Cooling & Winter LLC company profile at readthecomplaint.com/company/cooling-winter-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.