Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #6610272

Complaint Overview

Complaint ID: 6610272

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: Idaho

ZIP Code: 832XX

Date Received: 2023-02-23T12:00:00-05:00

Date Sent to Company: 2023-02-23T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

I filed bankruptcy in XXXX and Equifax is showing my payment history as N/A. Immediately prior to that I had 100 % payment history. No late payments. But for some odd reason, Equifax decided to show my payment history no longer has 100 % excellent payment history, but rather theyre showing an N/A status which is further hurting my credit score. Its like they erased my excellent past 100 % past payment history.

Frequently Asked Questions

What is Complaint #6610272 about?

Complaint #6610272 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-02-23T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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