Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #6610193

Complaint Overview

Complaint ID: 6610193

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Reporting company used your report improperly

State: Michigan

ZIP Code: 483XX

Date Received: 2023-02-23T12:00:00-05:00

Date Sent to Company: 2023-02-23T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

Under 15 U.S. Code 1681b Permissible purposes of consumer reports I never gave you any written consent to report anything on my consumer reports no consent is identity theft Under 15 U.S. Code 1681a ( 2 ) ( B ) Exclusions from a consumer Report This account is in violation any credit transaction supposed to be excluded from a consumer credit report. if a social security card was used in the transaction. The accounts are listed below. XXXX XXXX XXXX XXXX XXXX - {$5900.00} XXXX XXXX XXXX XXXX XXXX- {$3300.00} XXXX XXXX XXXX XXXX XXXX- {$2800.00} XXXX XXXX XXXX XXXX XXXX - {$2700.00} XXXX XXXX XXXX XXXX XXXX - {$2500.00} XXXX XXXX XXXX XXXX XXXX - {$2300.00} XXXX XXXX XXXX XXXX XXXX - {$1400.00} US DEPT OF EDUCATION - {$910.00}

Frequently Asked Questions

What is Complaint #6610193 about?

Complaint #6610193 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-02-23T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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