Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #6610157
Complaint Overview
Complaint ID: 6610157
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Nevada
ZIP Code: 89183
Date Received: 2023-02-23T12:00:00-05:00
Date Sent to Company: 2023-02-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Experian and XXXX are reporting a charge-off account on my consumer report. A charge-off is a delinquent debt over 180 days old. The company has written off this account/debt as uncollectible and this debt is no longer considered an asset and this has to be reported to the IRS. Therefore a charge-off is considered income. Why are you reporting income on my consumer report? A charge-off can not be considered both income and debt. Suppress this account immediately. XXXX XXXX XXXXXXXX XXXX : Account Number : XXXX : Amount : {$35000.00}
Frequently Asked Questions
What is Complaint #6610157 about?
Complaint #6610157 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-02-23T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.