Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #6605458

Complaint Overview

Complaint ID: 6605458

Company: Experian Information Solutions INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Problem with personal statement of dispute

State: New Jersey

ZIP Code: 07107

Date Received: 2023-02-22T12:00:00-05:00

Date Sent to Company: 2023-02-22T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have sent disputes to experian, letters and verifications in reference to bankruptcy. Experian 's response, '' the bankruptcy was verified court record results Ran info against municipal court system records Personal XX/XX/2022 We ran your personal information against municipal court system records and found criminal acts reported in the court system with your identity. WHAT NOW? If you recognize this court record, no action is required on your end.- I wrote to the court and the sent me a letter stating that the U.S. Bankruptcy Court does not report or provide information to credit bureaus. Experian Lied

Frequently Asked Questions

What is Complaint #6605458 about?

Complaint #6605458 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2023-02-22T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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