Debt collection -- Took or threatened to take negative or legal action -- Complaint #6595634

Complaint Overview

Complaint ID: 6595634

Company: Online Information Services, INC.

Product: Debt collection

Sub-Product: Other debt

Issue: Took or threatened to take negative or legal action

Sub-Issue: Threatened or suggested your credit would be damaged

State: Georgia

ZIP Code: 30248

Date Received: 2023-02-20T12:00:00-05:00

Date Sent to Company: 2023-02-20T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

In XX/XX/XXXX this company Online Information sent me a letter attempting to collect a debt..on XX/XX/XXXX I sent a debt validation letter to validate the debtthe letter was received on XX/XX/XXXX they received the letter..As of today XX/XX/XXXX this company have not responded or did they validate the debtand it is after the 30 days..Online Information are reporting on my report and I want them removed as they are hurting my report. Proof of my certified letter and the receipt of them receiving it is attached.

Frequently Asked Questions

What is Complaint #6595634 about?

Complaint #6595634 was filed against Online Information Services, INC. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2023-02-20T12:00:00-05:00.

How did Online Information Services, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Online Information Services, INC.?

Yes, visit the Online Information Services, INC. company profile at readthecomplaint.com/company/online-information-services-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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