Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #6589597
Complaint Overview
Complaint ID: 6589597
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Ohio
ZIP Code: 45231
Date Received: 2023-02-18T12:00:00-05:00
Date Sent to Company: 2023-02-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Due to the 2017 Equifax data breach that i personally was affected by due to my credit and personal information being susceptible to identity theft hackers. This breach has affected my personal life in regards to acquiring credit to maintain and advance my living situation, employment issues and most importantly was housing issues as well. This breach has made my life extremely difficult. The cost of having to freeze and unfreeze my credit reports, the cost of credit monitoring services after this breach, dealing with the fraud and identity theft issues that has been documented through previous CFPB complaints with all 3 of the credit agencies. All these things have severely impacted my financial situation and made my life difficult due to Equifax negligence in securing consumers information. The cost of all of these things is almost incalculable, well beyond {$20000.00} this issue has impacted me in ways beyond money. I filed for the Equifax breach settlement and haven't received a settlement and punitive damages for something that i had no control over. This issue is solely in the hands of Equifax. The punitive damages is beyond and incalculable what the max amount of settlement Equifax is offering. The maximum settlement would hardly suffice.
Frequently Asked Questions
What is Complaint #6589597 about?
Complaint #6589597 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-02-18T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.