Debt collection -- Attempts to collect debt not owed -- Complaint #6587483
Complaint Overview
Complaint ID: 6587483
Company: National Credit Systems,INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Alabama
ZIP Code: 36117
Date Received: 2023-02-17T12:00:00-05:00
Date Sent to Company: 2023-02-17T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
in 2022 i called this company to informed them that i dont owe them anything or i dont owe the company who they are trying to collect for. the company park place apts sold me a surety bond stating that it will cover any expenses once i move out the apts. well when i moved the company did not hold up their end of the bargain. i have a legal binding document stating that i am not responsible and that i was covered by a bond that they sold. park place apts are a scam and scandalous. these apt was bought out due to poor customer service and stealing from customers. why sell a product if its not going to cover the insured. i contacted national credit systems and uploaded proof but the continued to be rude to me and demanded that i pay. i also had park place attorney to call to let them know that i dont owed anything and they continue to be rude. national credit systems need to be investigated for fraud collection
Frequently Asked Questions
What is Complaint #6587483 about?
Complaint #6587483 was filed against National Credit Systems,INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-02-17T12:00:00-05:00.
How did National Credit Systems,INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against National Credit Systems,INC.?
Yes, visit the National Credit Systems,INC. company profile at readthecomplaint.com/company/national-credit-systems-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.