Debt collection -- Attempts to collect debt not owed -- Complaint #6587021
Complaint Overview
Complaint ID: 6587021
Company: Nelson Cruz & Associates LLC
Product: Debt collection
Sub-Product: Payday loan debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Alabama
ZIP Code: 368XX
Date Received: 2023-02-17T12:00:00-05:00
Date Sent to Company: 2023-02-17T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
A collection showed up on my credit report and I contacted the collection company and they have no signature and the address is not correct and I have no idea what it is. The collection company said they would not remove it without me filling identity theft.
Frequently Asked Questions
What is Complaint #6587021 about?
Complaint #6587021 was filed against Nelson Cruz & Associates LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-02-17T12:00:00-05:00.
How did Nelson Cruz & Associates LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Nelson Cruz & Associates LLC?
Yes, visit the Nelson Cruz & Associates LLC company profile at readthecomplaint.com/company/nelson-cruz-associates-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.