Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #6560649

Complaint Overview

Complaint ID: 6560649

Company: Westcreek Financial

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: Arkansas

ZIP Code: 721XX

Date Received: 2023-02-11T12:00:00-05:00

Date Sent to Company: 2023-02-11T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I purchased a piece of furniture in XX/XX/2022 and financed it through a company named Koalafi. This company was paid in full for the merchandise and are still trying to say that I owe. I have contacted the company on several occasions in late 2022 and have spoken to a supervisor and nothing was resolved. This has impacted my credit score negatively and I am very upset and I unpleased with this merchant. They are continuously trying to take money out of my bank account after I told them they are not allowed to.

Frequently Asked Questions

What is Complaint #6560649 about?

Complaint #6560649 was filed against Westcreek Financial regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-02-11T12:00:00-05:00.

How did Westcreek Financial respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Westcreek Financial?

Yes, visit the Westcreek Financial company profile at readthecomplaint.com/company/westcreek-financial to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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