Credit card or prepaid card -- Problem with a purchase shown on your statement -- Complaint #6560629

Complaint Overview

Complaint ID: 6560629

Company: Capital One Financial Corporation

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Problem with a purchase shown on your statement

Sub-Issue: Credit card company isn't resolving a dispute about a purchase on your statement

State: Texas

ZIP Code: 76028

Date Received: 2023-02-11T12:00:00-05:00

Date Sent to Company: 2023-02-11T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

We booked a hotel room using our Capitol One Venture card Rewards points. When we checked out of the hotel, the hotel company charged us for the full amount of the room. We disputed the charge with Capitol One, however they refuse to refund the charge. I have been denied a refund several times so I asked Capitol One to restore my points back to my account if they werent going to refund the charge for the hotel, they have not done this either. I feel I am being taken advantage of as a credit consumer and feel it is my right to receive either a refund for being double charged, or my rewards points returned to my account.

Frequently Asked Questions

What is Complaint #6560629 about?

Complaint #6560629 was filed against Capital One Financial Corporation regarding Credit card or prepaid card specifically about Problem with a purchase shown on your statement. It was received by the CFPB on 2023-02-11T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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