Debt collection -- Written notification about debt -- Complaint #6560464
Complaint Overview
Complaint ID: 6560464
Company: Convergent Resources, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: Oklahoma
ZIP Code: 73003
Date Received: 2023-02-11T12:00:00-05:00
Date Sent to Company: 2023-02-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I discovered the alleged debt while reviewing my credit report. I have received no contact by phone or mail from the identified debtor regarding the alleged debt and believe this was negatively reported in violation of the FDCPA. Convergent XXXX began reporting XX/XX/XXXX that an alleged debt of {$110.00} was owed to original creditor XXXX XXXX and has continued to negatively report said alleged debt each month to present. I have not had an account with XXXX XXXX since XXXX when my XXXX XXXX XXXX was discharged in XXXX. I have no knowledge of this alleged debt or when Convergent XXXX acquired alleged debt as no communication was attempted with me at any time by phone or mail and the alleged debt reported may be an attempt to re-age and collect a debt that was discharged in bankruptcy.
Frequently Asked Questions
What is Complaint #6560464 about?
Complaint #6560464 was filed against Convergent Resources, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2023-02-11T12:00:00-05:00.
How did Convergent Resources, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Convergent Resources, INC.?
Yes, visit the Convergent Resources, INC. company profile at readthecomplaint.com/company/convergent-resources-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.