Debt collection -- Attempts to collect debt not owed -- Complaint #6525947
Complaint Overview
Complaint ID: 6525947
Company: Ccs Financial Services, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was paid
State: New Jersey
ZIP Code: XXXXX
Date Received: 2023-02-04T12:00:00-05:00
Date Sent to Company: 2023-02-27T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
As per my attorney below, I totally paid off the XXXX XXXX bill. I went to XXXX XXXX and they denied me a new account incorrectly stating that I owed them money. This account is paid in full. See the correspondence from my attorney : " We have been contacted by consumer XXXX XXXX XXXX regarding the above referenced account. A check marked payment in full was accepted and cashed by CCS Collections. A copy is enclosed for your convenience. The cashing of the checks indicted your willingness to accept the amount tendered as full and final payment of XXXX XXXX debt. Please immediately remove any negative comments from XXXX XXXX credit reports as this debt has been satisfied. '' I have included documentation from my attorney stating the same.
Frequently Asked Questions
What is Complaint #6525947 about?
Complaint #6525947 was filed against Ccs Financial Services, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-02-04T12:00:00-05:00.
How did Ccs Financial Services, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Ccs Financial Services, INC.?
Yes, visit the Ccs Financial Services, INC. company profile at readthecomplaint.com/company/ccs-financial-services-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.