Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #6507964
Complaint Overview
Complaint ID: 6507964
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: California
ZIP Code: 91367
Date Received: 2023-01-30T12:00:00-05:00
Date Sent to Company: 2023-01-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
There is information that on my consumer report that is a result of identity theft. I did not provide written permission or instructions for the identified transactions to be reported on my consumer report. XXXXXXXX XXXX XXXX violating my right to privacy by listing the account # XXXX without consent and permission. I demand that XXXXXXXX XXXX XXXX Cease and Desist reporting of the debt collection activity to all consumer reporting agencies before and after this date of XX/XX/2023. I've disputed this account multiple times. This is the last dispute before seeking litigation. I've attached my ID and SS Card, Identity Theft Report, and Cease and Desist Letter.
Frequently Asked Questions
What is Complaint #6507964 about?
Complaint #6507964 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-01-30T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.