Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #6500066

Complaint Overview

Complaint ID: 6500066

Company: Experian Information Solutions INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: Wisconsin

ZIP Code: 548XX

Date Received: 2023-01-28T12:00:00-05:00

Date Sent to Company: 2023-01-28T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

On XX/XX/XXXX I opened an email from my bank, XXXX, that a derogatory account was on my credit report. I went to Experian to review my credit and found a loan for over {$68000.00} with XXXX XXXX XXXX. I've never taken out a loan with XXXX XXXX XXXX nor do I currently have a vehicle with a lien against it. I contacted Experian and XXXX XXXX XXXX on Tuesday, XX/XX/XXXX to dispute this information. I have yet to hear a resolution from either of them. I also contact the auto dealership ( XXXX XXXX in XXXX XXXX, XXXX ) where I believe my identity was used to purchase the vehicle.

Frequently Asked Questions

What is Complaint #6500066 about?

Complaint #6500066 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-01-28T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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