Checking or savings account -- Closing an account -- Complaint #6499600
Complaint Overview
Complaint ID: 6499600
Company: Chime Financial INC
Product: Checking or savings account
Sub-Product: Other banking product or service
Issue: Closing an account
Sub-Issue: Company closed your account
State: New Jersey
ZIP Code: 07010
Date Received: 2023-01-28T12:00:00-05:00
Date Sent to Company: 2023-01-28T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Chime has closed my account after me banking with them for 7 years, i did not breach contract nor did i do anything for my account to instantly be closed ..... There are still pending Disputes that need to be resolved that havent. its insane how once i filed a complaint with THe CFPB my accounts gets closed.. The closing of the account has put a bad mark on my consumer report which is giving me a hard time to open any other accounts. I believe this is wrong and terrible that they will do this. i have asked many times for a reason in the closing of my account and no answer has been given. 'There are over XXXX dollars in disputes remain un XXXX. i have submitted all documentation and there is no reason for it to be denied ..... they have ruined my consumer report and as well lowered my XXXX XXXX with the early closing of there credit account,,,, which as well gave me a bad mark on my credit report
Frequently Asked Questions
What is Complaint #6499600 about?
Complaint #6499600 was filed against Chime Financial INC regarding Checking or savings account specifically about Closing an account. It was received by the CFPB on 2023-01-28T12:00:00-05:00.
How did Chime Financial INC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.
Can I see other complaints against Chime Financial INC?
Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.