Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #6489345

Complaint Overview

Complaint ID: 6489345

Company: Experian Information Solutions INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a credit reporting company's investigation into an existing problem

Sub-Issue: Problem with personal statement of dispute

State: Pennsylvania

ZIP Code: 19143

Date Received: 2023-01-25T12:00:00-05:00

Date Sent to Company: 2023-01-25T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I disputed the reports below with Experian. XXXX. XXXX Account XXXX XXXX XXXX - Account ; XXXX XXXX - Account ; XXXX I informed Experian that I would like to dispute the reports from these companies. I asked to be sent PROOF of my physical signature. I do not consent to Esign. These companies sent a bill. I asked for the reports to be validated with all three companies and to provide me with copies associated with each account, bearing my physical signature. I asked that in the absence of any such documentation that they immediately delete the reports from my credit file. They allow the companies to send me billing statements. Sending billing statements does not show proof of ownership. Experian 's method of verification is not fair to me or others.

Frequently Asked Questions

What is Complaint #6489345 about?

Complaint #6489345 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2023-01-25T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

Related Pages