Debt collection -- Attempts to collect debt not owed -- Complaint #6488636

Complaint Overview

Complaint ID: 6488636

Company: Applied Data Finance, LLC

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was paid

State: Florida

ZIP Code: 34759

Date Received: 2023-01-25T12:00:00-05:00

Date Sent to Company: 2023-02-17T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Im getting calls at my work for a debt that supposedly my wife has. We already paid any debts through a debt consolidation company and have confirmed that the debt is taken care of. However this callers is informing me without confirmation or collecting any info and is calling daily even after I told him not to call my job both my wife and I have never used my jobs number for anything. The caller is telling us that the client is willing to settle the collecting with a payment {$400.00} and we have to act in the next three hours. I told him that he needed to call my wife and he said he already did and that he was going to tell the client that they needed to go ahead and do aggressive measures. The next day he said that he didnt say that and that we could make the payment.

Frequently Asked Questions

What is Complaint #6488636 about?

Complaint #6488636 was filed against Applied Data Finance, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-01-25T12:00:00-05:00.

How did Applied Data Finance, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Applied Data Finance, LLC?

Yes, visit the Applied Data Finance, LLC company profile at readthecomplaint.com/company/applied-data-finance-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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