Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #6487984

Complaint Overview

Complaint ID: 6487984

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account status incorrect

State: Massachusetts

ZIP Code: 02126

Date Received: 2023-01-25T12:00:00-05:00

Date Sent to Company: 2023-01-25T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have been trying to get XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX. XXXX XXXX, 2022 removed off of my Equifax report for 5 months. There is no way to contact the merchant. No contact info. This is not me! Was fraud. I need these removed please! XXXX. My ONLY address is XXXX XXXX XXXX XXXX XXXX, XXXX, Ma XXXX. Please remove any other addresses. I have been trying for 5 months. XXXX. My name is ONLY XXXX XXXX XXXX. Please drop any other aliases. XXXX. Please remove XXXX. It has been paid since XXXX XXXX, 2022. XXXX. Please REMOVE XXXX XXXX XXXX from my HARD INQUIRIES. THIS IS A FRAUD. I DID NOT AUTHORIZE THIS application and it took XXXX points from my hard earned XXXX! I reached out to XXXX XXXX XXXX, who wrote me a closure letter but XXXX wouldnt verify it. I have lost 3 apartments! I am told an answer from the Federal Trade Commission will count as proof enough to drop XXXX XXXX XXXX from my XXXX report. I just filed one with the FTC last week. Can I please get an email so I can begin this arduous process? The ONLY CARDS THAT SHOULD BE ON MY HARD INQUIRIES ARE XXXX AND XXXX XXXX. I HAVE EXCELLENT CREDIT HISTORY! HOW LONG BEFORE I GET AN ANSWER?! I AM UNABLE TO MOVE FORWARD IF THESE ARE NOT RECTIFIED!

Frequently Asked Questions

What is Complaint #6487984 about?

Complaint #6487984 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-01-25T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

Related Pages