Credit card or prepaid card -- Advertising and marketing, including promotional offers -- Complaint #6487566

Complaint Overview

Complaint ID: 6487566

Company: Capital One Financial Corporation

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Advertising and marketing, including promotional offers

Sub-Issue: Confusing or misleading advertising about the credit card

State: Indiana

ZIP Code: 46221

Date Received: 2023-01-25T12:00:00-05:00

Date Sent to Company: 2023-01-25T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Capitalone claims your automaticly eligible for credit line increase in all little as 6 months. That's not at all how Capitalone works. Also for secured card there is no way to put my own cash on card to increase my limit myself. These two claims are on most ad for there services tied to that card.

Frequently Asked Questions

What is Complaint #6487566 about?

Complaint #6487566 was filed against Capital One Financial Corporation regarding Credit card or prepaid card specifically about Advertising and marketing, including promotional offers. It was received by the CFPB on 2023-01-25T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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