Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #6472564
Complaint Overview
Complaint ID: 6472564
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Virginia
ZIP Code: 23456
Date Received: 2023-01-22T12:00:00-05:00
Date Sent to Company: 2023-01-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
I received a letter from XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, SD XXXX dated XX/XX/2023 - XXXX Credit Review XXXX on this letter! that I applied for credit and I did not : Reference # on the letter - XXXX * Unable to verify identity information was reported on this letter which created a hard hit Inquiry on my Credit Report, I called the company and reported Identity theft to XXXX Credit Review to please remove this hard hit as it says : XXXX XXXX XXXX XXXX XXXX XXXX XXXX SD XXXX Phone : XXXX XX/XX/2023 I've called Equifax to remove this and reported disputed online- they said no! Dispute was closed the very next day on the weekend Sat and Sunday, I want this hard hit off my credit report under the Inquires. I have froze and reported identity theft on my Equifax report XXXX XXXX XXXX ( XXXX ) XXXX cell XXXX
Frequently Asked Questions
What is Complaint #6472564 about?
Complaint #6472564 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-01-22T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.