Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #6455728
Complaint Overview
Complaint ID: 6455728
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: California
ZIP Code: 90016
Date Received: 2023-01-18T12:00:00-05:00
Date Sent to Company: 2023-01-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
EQUIFAX continues to violate FCRA 605C I, XXXX XXXX the natural person Original Creditor, authorized representative for the natural person, am the Federally Protected Consumer, Principal and Authorized Representative for all accounts created by his autograph. The purpose of this correspondence is two-fold 1. Asking the Bureau / CFPB why it would allow the CRA Equifax to willfully knowingly violate a consumers rights. 2. Questioning the Bureau / CFPBs methods, as to why it would allow the CRA Equifax to disregard XXXX XXXX Consumer enforcement action and demand for compensation. 3. Proving to the Attorney General, FTC and the CFPB that Equifax did in fact violate the Prohibition on Inclusion of Adverse Information in Consumer Reporting in Cases of Human Trafficking ( Regulation V ) and the TILA and FCRA QUESTION : Is it true that the amendments to REGULATION V are now law? QUESTION : Is it a fact that Equifax ( the CRA ) is knowledgeable/aware of the amendments to Regulation V, the subject of which is to implement the Fair Credit Reporting Act ( FCRA ), addresses recent legislation that assists consumers who are victims of trafficking. QUESTION : Is it a fact that the LAW, 15 USC 1681b ( a ) ( 2 ) outlines the specific PERMISSIBLE PURPOSES that a CRA may furnish a consumer report?
Frequently Asked Questions
What is Complaint #6455728 about?
Complaint #6455728 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2023-01-18T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.