Credit card or prepaid card -- Fees or interest -- Complaint #6454302

Complaint Overview

Complaint ID: 6454302

Company: Wells Fargo & Company

Product: Credit card or prepaid card

Sub-Product: General-purpose credit card or charge card

Issue: Fees or interest

Sub-Issue: Unexpected increase in interest rate

State: Rhode Island

ZIP Code: 028XX

Date Received: 2023-01-18T12:00:00-05:00

Date Sent to Company: 2023-01-18T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Wells Fargo promised the ability to extend a 0 % introductory interest rate with ontime payments. A payment in XX/XX/22 was mis-posted by them. They agreed that it was an mis-posting and waived the late charge. They have agreed thee ( 3 ) times to extend the interest free period but seemingly refuse to do so.

Frequently Asked Questions

What is Complaint #6454302 about?

Complaint #6454302 was filed against Wells Fargo & Company regarding Credit card or prepaid card specifically about Fees or interest. It was received by the CFPB on 2023-01-18T12:00:00-05:00.

How did Wells Fargo & Company respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.

Can I see other complaints against Wells Fargo & Company?

Yes, visit the Wells Fargo & Company company profile at readthecomplaint.com/company/wells-fargo-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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