Debt collection -- Attempts to collect debt not owed -- Complaint #6450030
Complaint Overview
Complaint ID: 6450030
Company: Valor Intelligent Processing, LLC
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: Oregon
ZIP Code: XXXXX
Date Received: 2023-01-17T12:00:00-05:00
Date Sent to Company: 2023-01-17T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
This complaint is regarding accounts. Per track, it's been several months with no information given, no investigations performed, and timely updates. Violates federal 15 USC 1692gf. I never authorized or given permission per 15 U.S. Code 1681 ( b ), which violates permissible purposes moreover, 15 U.S. Code 1681e ( B ) The bureaus have it reporting different pricing and multiple inaccuracies. I never authorized or given permission for this to be reported.
Frequently Asked Questions
What is Complaint #6450030 about?
Complaint #6450030 was filed against Valor Intelligent Processing, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2023-01-17T12:00:00-05:00.
How did Valor Intelligent Processing, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Valor Intelligent Processing, LLC?
Yes, visit the Valor Intelligent Processing, LLC company profile at readthecomplaint.com/company/valor-intelligent-processing-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.