Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #6441321
Complaint Overview
Complaint ID: 6441321
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Virginia
ZIP Code: 23701
Date Received: 2023-01-13T12:00:00-05:00
Date Sent to Company: 2023-01-13T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Transunion incorrectly reporting XXXX account as open, as account was charged off in XXXX. Transunion is using account to drop score daily. XXXX XXXX XXXX is the company in which charged off my account in XXXX. Transunion is reporting account as charged off and open as of XX/XX/XXXX. Negatively reporting account as open. Transunion incorrectly reporting XXXX account as delinquent, as account was voluntary closed with a {$0.00} balance. Transunion is reporting XXXXXXXX XXXX XXXX as a delinquent account in XX/XX/XXXX. Account was voluntary closed in XX/XX/XXXX with a {$0.00} balance paid off in full. Negatively reporting account as delinquent. Transunion is dropping my credit score using both incorrect accounts daily. I reported this to Transunion every week for 2 months. Transunion is not responding to dispute with correct information.
Frequently Asked Questions
What is Complaint #6441321 about?
Complaint #6441321 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-01-13T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.