Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #6438399

Complaint Overview

Complaint ID: 6438399

Company: Equifax, INC.

Product: Credit reporting, credit repair services, or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: Florida

ZIP Code: 34471

Date Received: 2023-01-13T12:00:00-05:00

Date Sent to Company: 2023-01-25T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XX/XX/2022 I was sold XXXX XXXX XXXX XXXX XXXX XXXX was no good had major problems it broke down I called them told them I couldn't afford to fix it they picked it up 3 days later I filed a complaint with XXXX to try and have my down parent refunded I was told no but they would use the car as collateral to cover the debt and it would state that on my credit report to my surprise they lied it has completely ruined credit report the said it was a repossession and I own a balance of XXXX something dears to them

Frequently Asked Questions

What is Complaint #6438399 about?

Complaint #6438399 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-01-13T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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