Debt collection -- Written notification about debt -- Complaint #6438066
Complaint Overview
Complaint ID: 6438066
Company: Professional Placement Services, LLC
Product: Debt collection
Sub-Product: Medical debt
Issue: Written notification about debt
Sub-Issue: Didn't receive enough information to verify debt
State: Florida
ZIP Code: 328XX
Date Received: 2023-01-14T12:00:00-05:00
Date Sent to Company: 2023-01-14T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I've recently noticed a alleged debt that fell into derogatory collection account by a company under the name Professional Placement Services on my credit report. I was not notified where the original debt came from, I've received no information on how to dispute such alleged debt/account nor was I the consumer, notified they reported an alleged debt/account to my credit report ( without my authorization ). The alleged debt has several inaccuracies, so how do I even know the debt is real? The inaccuracies are as follows : XXXX stated the date the date of last activity was XX/XX/XXXX, where as. XXXX states the date of last activity as XX/XX/XXXX. Furthermore ; XXXX is reporting this as an Open Account & XXXX is showing it as closed. XXXX has removed this alleged debt from my account due to it not being able to be validated. I also never received a method of validation letter. So how do I even know if the alleged INACCURATE debt even belongs to me or is truly my debt? I sent a debt validation request letter to Professional Placement Services via mail on XX/XX/XXXX. Tracking shows that the letter was received by Professional Placement Services on XX/XX/XXXX. It has been more than 30 days and I have not received any type of debt validation letter.
Frequently Asked Questions
What is Complaint #6438066 about?
Complaint #6438066 was filed against Professional Placement Services, LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2023-01-14T12:00:00-05:00.
How did Professional Placement Services, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Professional Placement Services, LLC?
Yes, visit the Professional Placement Services, LLC company profile at readthecomplaint.com/company/professional-placement-services-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.