Credit reporting, credit repair services, or other personal consumer reports -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #6424456
Complaint Overview
Complaint ID: 6424456
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Hawaii
ZIP Code: 967XX
Date Received: 2023-01-10T12:00:00-05:00
Date Sent to Company: 2023-01-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
Experian and consistently made a mockery of my report, it should be removed, and made a mockery of my report, that includes the following below : Report numberXXXX General personal statements currently displaying on your personal credit report at your request appear below. ID FRAUD VICTIM ALERT FRAUDULENT APPLICATIONS MAY BE SUBMITTED IN MY NAME OR MY IDENTITY MAY HAVE BEEN USED WITHOUT MY CONSENT TO FRAUDULENTLY OBTAIN GOODS OR SERVICES. DO NOT EXTEND CREDIT WITHOUT FIRST CONTACTING ME PERSONALLY AND VERIFYING ALL APPLICATION INFORMATION AT DAY OR EVENING XXXX. THIS VICTIM ALERT WILL BE MAINTAINED FOR SEVEN YEARS BEGINNING XXXX. Delinquency due to Natural or Declared Disaster DELINQUENCY DUE TO EXTENDED UNEMPLOYMENT. DELINQUENCY DUE TO JOB LAYOFF. DELINQUENCY DUE TO DIVORCE PROCEEDINGS. BANKRUPTCY DUE TO MEDICAL BILLS. I SUFFERED BANKRUPTCY DUE TO BUSINESS WHILE I WAS SELF-EMPLOYED. BANKRUPTCY DUE TO BUSINESS FAILURE. Delinquency due to Natural or Declared Disaster DELINQUENCY DUE TO EXTENDED UNEMPLOYMENT. DELINQUENCY DUE TO JOB LAYOFF. DELINQUENCY DUE TO DIVORCE PROCEEDINGS. BANKRUPTCY DUE TO MEDICAL BILLS. I SUFFERED BANKRUPTCY DUE TO BUSINESS WHILE I WAS SELF-EMPLOYED. BANKRUPTCY DUE TO BUSINESS FAILURE. DEBTOR HAS SUCCESSFULLY COMPLETED A VOLUNTARY REPAYMENT PLAN OF OUTSTANDING DEBTS SUBMITTED BY CLIENT AND ADMINISTERED BY CONSUMER CREDIT COUNSELING SERVICES OF XXXX BANKRUPTCY DUE TO BUSINESS FAILURE. I SUFFERED BANKRUPTCY DUE TO BUSINESS WHILE I WAS SELF-EMPLOYED. Delinquency due to Natural or Declared Disaster DELINQUENCY DUE TO JOB LAYOFF. DELINQUENCY DUE TO DIVORCE PROCEEDINGS. BANKRUPTCY DUE TO MEDICAL BILLS. DEBTOR HAS SUCCESSFULLY COMPLETED A VOLUNTARY REPAYMENT PLAN OF OUTSTANDING DEBTS SUBMITTED BY CLIENT AND ADMINISTERED BY CONSUMER CREDIT COUNSELING SERVICES OF XXXX. Delinquency due to Natural or Declared Disaster DELINQUENCY DUE TO EXTENDED UNEMPLOYMENT. DELINQUENCY DUE TO JOB LAYOFF. DELINQUENCY DUE TO DIVORCE PROCEEDINGS. BANKRUPTCY DUE TO MEDICAL BILLS. I SUFFERED BANKRUPTCY DUE TO BUSINESS WHILE I WAS SELF-EMPLOYED. DEBTOR HAS SUCCESSFULLY COMPLETED A VOLUNTARY REPAYMENT PLAN OF OUTSTANDING DEBTS SUBMITTED BY CLIENT AND ADMINISTERED BY CONSUMER CREDIT COUNSELING SERVICES OF XXXX. BANKRUPTCY DUE TO MEDICAL BILLS. Delinquency due to Natural or Declared Disaster DELINQUENCY DUE TO EXTENDED UNEMPLOYMENT. DELINQUENCY DUE TO JOB LAYOFF. DELINQUENCY DUE TO DIVORCE PROCEEDINGS. I SUFFERED BANKRUPTCY DUE TO BUSINESS WHILE I WAS SELF-EMPLOYED. DEBTOR HAS SUCCESSFULLY COMPLETED A VOLUNTARY REPAYMENT PLAN OF OUTSTANDING DEBTS SUBMITTED BY CLIENT AND ADMINISTERED BY CONSUMER CREDIT COUNSELING SERVICES OF EXPERIANRACIST. DELINQUENCY DUE TO DIVORCE PROCEEDINGS. BANKRUPTCY DUE TO MEDICAL BILLS. I SUFFERED BANKRUPTCY DUE TO BUSINESS WHILE I WAS SELF-EMPLOYED. Delinquency due to Natural or Declared Disaster DELINQUENCY DUE TO EXTENDED UNEMPLOYMENT. DELINQUENCY DUE TO JOB LAYOFF. DEBTOR HAS SUCCESSFULLY COMPLETED A VOLUNTARY REPAYMENT PLAN OF OUTSTANDING DEBTS SUBMITTED BY CLIENT AND ADMINISTERED BY CONSUMER CREDIT COUNSELING SERVICES OF XXXX Delinquency due to Natural or Declared Disaster DELINQUENCY DUE TO EXTENDED UNEMPLOYMENT. DELINQUENCY DUE TO JOB LAYOFF. DELINQUENCY DUE TO DIVORCE PROCEEDINGS. BANKRUPTCY DUE TO MEDICAL BILLS. I SUFFERED BANKRUPTCY DUE TO BUSINESS WHILE I WAS SELF-EMPLOYED. DEBTOR HAS SUCCESSFULLY COMPLETED A VOLUNTARY REPAYMENT PLAN OF OUTSTANDING DEBTS SUBMITTED BY CLIENT AND ADMINISTERED BY CONSUMER CREDIT COUNSELING SERVICES OF XXXX. Delinquency due to Natural or Declared Disaster DELINQUENCY DUE TO EXTENDED UNEMPLOYMENT. BANKRUPTCY DUE TO BUSINESS FAILURE. I SUFFERED BANKRUPTCY DUE TO BUSINESS WHILE I WAS SELF-EMPLOYED. BANKRUPTCY DUE TO MEDICAL BILLS. DELINQUENCY DUE TO DIVORCE PROCEEDINGS. DEBTOR HAS SUCCESSFULLY COMPLETED A VOLUNTARY REPAYMENT PLAN OF OUTSTANDING DEBTS SUBMITTED BY CLIENT AND ADMINISTERED BY CONSUMER CREDIT COUNSELING SERVICES OF XXXX. Delinquency due to Natural or Declared Disaster DELINQUENCY DUE TO EXTENDED UNEMPLOYMENT. DELINQUENCY DUE TO JOB LAYOFF. DELINQUENCY DUE TO DIVORCE PROCEEDINGS. BANKRUPTCY DUE TO MEDICAL BILLS. I SUFFERED BANKRUPTCY DUE TO BUSINESS WHILE I WAS SELF-EMPLOYED. DEBTOR HAS SUCCESSFULLY COMPLETED A VOLUNTARY REPAYMENT PLAN OF OUTSTANDING DEBTS SUBMITTED BY CLIENT AND ADMINISTERED BY CONSUMER CREDIT COUNSELING SERVICES OF XXXX Delinquency due to Natural or Declared Disaster DELINQUENCY DUE TO EXTENDED UNEMPLOYMENT. DELINQUENCY DUE TO JOB LAYOFF. DELINQUENCY DUE TO DIVORCE PROCEEDINGS. BANKRUPTCY DUE TO MEDICAL BILLS. I SUFFERED BANKRUPTCY DUE TO BUSINESS WHILE I WAS SELF-EMPLOYED.
Frequently Asked Questions
What is Complaint #6424456 about?
Complaint #6424456 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2023-01-10T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.