Debt collection -- Took or threatened to take negative or legal action -- Complaint #6417888

Complaint Overview

Complaint ID: 6417888

Company: Westlake Services, LLC

Product: Debt collection

Sub-Product: Auto debt

Issue: Took or threatened to take negative or legal action

Sub-Issue: Threatened or suggested your credit would be damaged

State: Florida

ZIP Code: 33068

Date Received: 2023-01-09T12:00:00-05:00

Date Sent to Company: 2023-01-09T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

XXXX XXXX XXXX popped up on my credit and has been stuck for a while. They have called me multiple times and have failed to provide documents. They call From a unknown number and in hopes to make a settlement they told me if I dont pay that it will not help my credit but will lower my score and if I want a high score I must pay. I also never received anything or signed anything with them tried disputing and nothings works they are reporting False and its damaging my life and credibility.

Frequently Asked Questions

What is Complaint #6417888 about?

Complaint #6417888 was filed against Westlake Services, LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2023-01-09T12:00:00-05:00.

How did Westlake Services, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Westlake Services, LLC?

Yes, visit the Westlake Services, LLC company profile at readthecomplaint.com/company/westlake-services-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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