Payday loan, title loan, or personal loan -- Problem when making payments -- Complaint #6413156
Complaint Overview
Complaint ID: 6413156
Company: Credit Central Holdings, LLC
Product: Payday loan, title loan, or personal loan
Sub-Product: Installment loan
Issue: Problem when making payments
State: Alabama
ZIP Code: 35023
Date Received: 2023-01-08T12:00:00-05:00
Date Sent to Company: 2023-01-08T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have a loan and I am behind on my payments. The company is Credit Central. The have XXXX the references ( my personal friends ) by calling XXXX of them and telling them that " if didn't call them and pay XXXX today, they were going to sue me and garnish my wages ''. This occured on XX/XX/XXXX at XXXX XXXX and the call lasted XXXX minute and XXXX seconds. They also called a second friend XXXX times in XXXX day and that was on XX/XX/XXXX and XXXX, XXXX both XXXX and again at XXXX XXXX. XXXX the last call at XXXX, my friend answered the phone and Credit Central told him that unless I called them back they were " prepared to file the paperwork to garnish my wages at 33 %. '' I believe all this was illegal and they have revealed my personal information to my friends. I am highly upset and demand and formal apology from Credit Central they should be fined and I should sue them. The office is located in XXXX and is located on XXXX XXXX.
Frequently Asked Questions
What is Complaint #6413156 about?
Complaint #6413156 was filed against Credit Central Holdings, LLC regarding Payday loan, title loan, or personal loan specifically about Problem when making payments. It was received by the CFPB on 2023-01-08T12:00:00-05:00.
How did Credit Central Holdings, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.
Can I see other complaints against Credit Central Holdings, LLC?
Yes, visit the Credit Central Holdings, LLC company profile at readthecomplaint.com/company/credit-central-holdings-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.