Payday loan, title loan, or personal loan -- Problem with a credit reporting company's investigation into an existing problem -- Complaint #6410939
Complaint Overview
Complaint ID: 6410939
Company: Grain Technology, INC.
Product: Payday loan, title loan, or personal loan
Sub-Product: Personal line of credit
Issue: Problem with a credit reporting company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: Michigan
ZIP Code: 483XX
Date Received: 2023-01-07T12:00:00-05:00
Date Sent to Company: 2023-01-07T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
In XX/XX/2022 my account was locked and I could not get back into the account to pay my bill I reached out to grain but did not receive any help. They reported me late to the credit bureau. But they also took a payment that month. I managed to get back into the account by acting as if it was a new account but a week after I was locked out again. I now have 4 missed payments from them the most recent being in XXXX but I can pay my account because I dont have access to my account they have the ability to take payments whenever they want in XXXX they took 2 payments from my account. Ive asked them to just take whatever I owe and close the account but I havent gotten any response back when I check reviews there are hundreds of reviews saying the same thing and my fianc has grain and is going through the same thing.
Frequently Asked Questions
What is Complaint #6410939 about?
Complaint #6410939 was filed against Grain Technology, INC. regarding Payday loan, title loan, or personal loan specifically about Problem with a credit reporting company's investigation into an existing problem. It was received by the CFPB on 2023-01-07T12:00:00-05:00.
How did Grain Technology, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.
Can I see other complaints against Grain Technology, INC.?
Yes, visit the Grain Technology, INC. company profile at readthecomplaint.com/company/grain-technology-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.