Credit reporting, credit repair services, or other personal consumer reports -- Incorrect information on your report -- Complaint #6408606
Complaint Overview
Complaint ID: 6408606
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Florida
ZIP Code: 323XX
Date Received: 2023-01-06T12:00:00-05:00
Date Sent to Company: 2023-01-06T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
According to the Fair Credit Reporting Act, Section 609 ( a ) ( 1 ) ( A ), you are required by federal law to verify delinquent accounts. Accounts which in fact shows I have late payments. No agency can report me until my account is 30 days past due, not 25 days nor 14 days. I have never missed 30 days payment past my due date on my XXXX XXXX XXXX account XXXX listed below. I may have paid late with late fees but never over 30 days to report to credit bureaus. Transunion states I was late on XX/XX/2021. XXXX states this is a mistake. The system reported 30 days late once a {$30.00} late fee was charged. XXXX told me to make a dispute with the credit bureaus to get it corrected. I have included a copy of my XX/XX/2021 XXXX XXXX XXXX. XXXX has already updated and reporting accurately. My auto payment of {$410.00} is due on the XXXX of every month. XX/XX/2021 I made a partial payment of {$350.00}. Then on XX/XX/2021 I paid the remaining balance of {$68.00} late and received a {$30.00} late payment fee. So the complete auto payment was paid in full by XX/XX/2021. So I was 15 days late not XXXX. This account has hurt my ability to obtain credit. Please remove the 30 days late payment from the account listed below XXXX. XXXX XXXX - XXXX.
Frequently Asked Questions
What is Complaint #6408606 about?
Complaint #6408606 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2023-01-06T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.