Payday loan, title loan, or personal loan -- Problem when making payments -- Complaint #6398960
Complaint Overview
Complaint ID: 6398960
Company: Fig Tech INC.
Product: Payday loan, title loan, or personal loan
Sub-Product: Installment loan
Issue: Problem when making payments
State: Texas
ZIP Code: 78634
Date Received: 2023-01-04T12:00:00-05:00
Date Sent to Company: 2023-01-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
15 US Code 1666b In accordance with FCRA, ( FIG LOANS ) has violated my rights. 15 US Code 1681 section 602 A states I have the right to privacy. 15 US Code 1681 section 604 A Secrion 2 : also states a consumer reporting agency CAN NOT furnish an account without my written instructions. I HAVE NOT GIVEN ANYONE AUTHORIZATION TO REPORT THIS ACCOUNT TO ANY CREDIT BUREAU. 15 US Code 1666 B- a creditor May not treat a payment on a credit card account under and open end consumer credit plan as late for ANY purpose. In addition, under the cares act- creditor made an accommodation which prevents late reporting on any account 15 U.S. Code 1692C -communication in connection with debt collection PAYMENT EXTENSIONS WERE OFFERED PRIOR TO THE STATED DUE DATES therefore your company can not base any payment dates as late from their original due date when you agreed to extend or defer those due dates. This is why your reporting is not only erroneous but also fraudulent. You can not manipulate your own agreement in order to negatively and maliciously report false data. The minute an arrangement was made prevented any account to be reported as late. I contacted company to request that they not only correct the erroneous late reporting but to also update the balance on the prior paid off and closed account. Company has REPEATEDLY refused to correct this which is affecting my credit rating and reputation as well as my debt to income ratios. I am attaching an invoice for compensation for the violations.
Frequently Asked Questions
What is Complaint #6398960 about?
Complaint #6398960 was filed against Fig Tech INC. regarding Payday loan, title loan, or personal loan specifically about Problem when making payments. It was received by the CFPB on 2023-01-04T12:00:00-05:00.
How did Fig Tech INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Payday loan, title loan, or personal loan) and describe your issue in detail.
Can I see other complaints against Fig Tech INC.?
Yes, visit the Fig Tech INC. company profile at readthecomplaint.com/company/fig-tech-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.