Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #6398491
Complaint Overview
Complaint ID: 6398491
Company: Capital One Financial Corporation
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Louisiana
ZIP Code: 70127
Date Received: 2023-01-04T12:00:00-05:00
Date Sent to Company: 2023-01-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have file serveral disputes with Capital One, Capital One they have fail to delete transactions and experiences between XXXX XXXX and Capital one. The FCRA Specifically said 15 USC 1681a ( 2 ) ( i ) Exclusion accept as in paragraph 2 term Consumer report does not include transaction and experiences. ( # XXXX XXXX, XX/XX/2022, / 90 Days ). Capital One has repeatedly reported transactions and experiences that they listed. According to your Law according to your FCRA transactions and experiences or not included on the consumer report. This is a formal complaint for and FCRA Violations by Capital ONE for this person. Tracking # XXXX XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #6398491 about?
Complaint #6398491 was filed against Capital One Financial Corporation regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-01-04T12:00:00-05:00.
How did Capital One Financial Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Capital One Financial Corporation?
Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.