Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #6388315
Complaint Overview
Complaint ID: 6388315
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: District of Columbia
ZIP Code: 20019
Date Received: 2023-01-02T12:00:00-05:00
Date Sent to Company: 2023-01-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
In pursuant to 15 USC 1681b ( 2 ) Permissible Purposes of Consumer report Equifax has violated my rights by furnishing 16 accounts without my written consent. This is my third attempt to remove these alleged accounts. 15 USC 1681n states any consumer reporting agency in violation of this subsection is liable for {$1000.00} per violation. Fed loan # XXXX Dept. Of EDU # XXXX XXXX accounts same number Dept. Of EDU # XXXX ( XXXX ) accounts same number Fair Collections # XXXX XXXX # XXXX XXXX # XXXX ( XXXX ) accounts same number US DEPT. ED # XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX These accounts has been causing financial damage, Emotional Distress and these alleged accounts are defaming my character and no creditors will do business with me.
Frequently Asked Questions
What is Complaint #6388315 about?
Complaint #6388315 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-01-02T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.