Credit reporting, credit repair services, or other personal consumer reports -- Improper use of your report -- Complaint #6387890
Complaint Overview
Complaint ID: 6387890
Company: Equifax, INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Florida
ZIP Code: 32811
Date Received: 2023-01-02T12:00:00-05:00
Date Sent to Company: 2023-01-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
According to the Fair Credit Reporting Act ( FCRA ) Section 1681s-2 cover the duty of furnishers to provide " accurate information among other things. Subsection ( a ) Prohibits furnishers from reporting information with knowledge of error. XXXX XXXX XXXX Subsection 1681s-2 state you must conduct a proper investigation. I am Disputing the inaccurate and incomplete information reporting on account ( Dispute 1 ) Date of last Payment XX/XX/2021 this is an error and inaccurate information please investigate and provide payment history of this account. ( Dispute 2 ) Payment Status late 120 Days this is an error and inaccurate information please Investigate and provide payment history of this account. That will prove this 120-day late payment is an error and inaccurate information. Account number XXXX is reporting incomplete I have already submitted a dispute for inaccuracies which I have provide a copy of such dispute with this new dispute includes a copy of my credit report account XXXX XXXX XXXX which show the account is reporting inaccurately which also is hurting me from getting new credit products and services This is my last complaint number XXXX from CFPB
Frequently Asked Questions
What is Complaint #6387890 about?
Complaint #6387890 was filed against Equifax, INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2023-01-02T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.