Debt collection -- Took or threatened to take negative or legal action -- Complaint #6382755
Complaint Overview
Complaint ID: 6382755
Company: Grain Technology, INC.
Product: Debt collection
Sub-Product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Missouri
ZIP Code: 631XX
Date Received: 2022-12-31T12:00:00-05:00
Date Sent to Company: 2023-01-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Grain Technology located at XXXX XXXX XXXX XXXX XXXX XXXX, CA has reported a delinquent account and a new charge-off that has been furnished on my consumer report. Pursuant to 15 USC 1681a ( 2 ) a consumer report does not include any report containing information solely as to XXXX or XXXX between the consumer and the person making the report. Grain Technology is in violation of this constitutional rule by reporting the aforementioned allegations against me, thus leaving my consumer report vulnerable to negative adverse actions.
Frequently Asked Questions
What is Complaint #6382755 about?
Complaint #6382755 was filed against Grain Technology, INC. regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2022-12-31T12:00:00-05:00.
How did Grain Technology, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Grain Technology, INC.?
Yes, visit the Grain Technology, INC. company profile at readthecomplaint.com/company/grain-technology-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.