Credit card or prepaid card -- Fees or interest -- Complaint #6382658
Complaint Overview
Complaint ID: 6382658
Company: Bread Financial Holdings, INC.
Product: Credit card or prepaid card
Sub-Product: Store credit card
Issue: Fees or interest
Sub-Issue: Charged too much interest
State: California
ZIP Code: 95678
Date Received: 2022-12-31T12:00:00-05:00
Date Sent to Company: 2023-01-20T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I had a balance of {$300.00} and didnt realize the promotional balance had ended and I was charged {$440.00} in interest. I try speaking to the company and they said there is nothing that I can do nor they can do for me. Im not doing financially well at the moment and I think it is completely unfair that I have to pay them more than I can and on top of that the dental work that was done didnt even last a year. I paid {$1600.00} for the crown and a year later it fell out, I cant even get it fixed bc the dental company said no until I have dental insurance which I believe is completely unfair
Frequently Asked Questions
What is Complaint #6382658 about?
Complaint #6382658 was filed against Bread Financial Holdings, INC. regarding Credit card or prepaid card specifically about Fees or interest. It was received by the CFPB on 2022-12-31T12:00:00-05:00.
How did Bread Financial Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.
Can I see other complaints against Bread Financial Holdings, INC.?
Yes, visit the Bread Financial Holdings, INC. company profile at readthecomplaint.com/company/bread-financial-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.