Credit card or prepaid card -- Fees or interest -- Complaint #6377456
Complaint Overview
Complaint ID: 6377456
Company: Atlanticus Services Corporation
Product: Credit card or prepaid card
Sub-Product: General-purpose credit card or charge card
Issue: Fees or interest
Sub-Issue: Problem with fees
State: North Carolina
ZIP Code: 275XX
Date Received: 2022-12-29T12:00:00-05:00
Date Sent to Company: 2022-12-29T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American
Consumer Narrative
In XX/XX/2022 I received an Aspire credit card with an {$700.00} credit line. I was trying to build my credit and not aware of predatory lending practices. After one year of payments I still owe {$540.00}, but have paid a total of {$2200.00}. This should be criminal. I am sick over it and see no way out. I have not reached out to the company because I dont know where to begin or what to say. I destroyed my card months ago in hopes of paying it off and closing the account. It seems unreachable
Frequently Asked Questions
What is Complaint #6377456 about?
Complaint #6377456 was filed against Atlanticus Services Corporation regarding Credit card or prepaid card specifically about Fees or interest. It was received by the CFPB on 2022-12-29T12:00:00-05:00.
How did Atlanticus Services Corporation respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card or prepaid card) and describe your issue in detail.
Can I see other complaints against Atlanticus Services Corporation?
Yes, visit the Atlanticus Services Corporation company profile at readthecomplaint.com/company/atlanticus-services-corporation to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.