Credit reporting, credit repair services, or other personal consumer reports -- Problem with a company's investigation into an existing issue -- Complaint #6367582
Complaint Overview
Complaint ID: 6367582
Company: Experian Information Solutions INC.
Product: Credit reporting, credit repair services, or other personal consumer reports
Sub-Product: Other personal consumer report
Issue: Problem with a company's investigation into an existing issue
Sub-Issue: Their investigation did not fix an error on your report
State: Pennsylvania
ZIP Code: XXXXX
Date Received: 2022-12-27T12:00:00-05:00
Date Sent to Company: 2022-12-27T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Experian, XXXX, and XXXX are allowing companies to have access to my consumer file. After applying for credit recently I was denied. Having received the Denial letter, it stated that I have accounts with newly reported lateness and derogatory accounts. I checked my consumer report and there are accounts reporting negatively that I do not have any affiliation with as well as one account that was never late but for some reason is being reported as late. XXXX Is being reported as late. I do not own this account and I do not have any affiliation with this company. XXXX Is being reported as closed and negative. Please remove XXXX XXXX being reported as closed and negative. Please remove XXXX XXXX being reported as closed and negative. Please remove XXXX is being reported as late, I was never late on this account. Please correct.
Frequently Asked Questions
What is Complaint #6367582 about?
Complaint #6367582 was filed against Experian Information Solutions INC. regarding Credit reporting, credit repair services, or other personal consumer reports specifically about Problem with a company's investigation into an existing issue. It was received by the CFPB on 2022-12-27T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting, credit repair services, or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.