Debt collection -- False statements or representation -- Complaint #6366983
Complaint Overview
Complaint ID: 6366983
Company: Southwest Credit Systems, L.P.
Product: Debt collection
Sub-Product: Other debt
Issue: False statements or representation
Sub-Issue: Attempted to collect wrong amount
State: District of Columbia
ZIP Code: 20032
Date Received: 2022-12-27T12:00:00-05:00
Date Sent to Company: 2022-12-27T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Southwest credit XXXX keeps restarting the clock on an old debt. I havent had XXXX since XXXX and on my credit it says XXXX which is false, also they are saying I owe a higher amount than what I actually do. Its ridiculous.
Frequently Asked Questions
What is Complaint #6366983 about?
Complaint #6366983 was filed against Southwest Credit Systems, L.P. regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2022-12-27T12:00:00-05:00.
How did Southwest Credit Systems, L.P. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Southwest Credit Systems, L.P.?
Yes, visit the Southwest Credit Systems, L.P. company profile at readthecomplaint.com/company/southwest-credit-systems-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.